Read Proverbs 13.
Resources are everywhere regarding financial planning, wealth management, and
how to retire to the life of your dreams. Then, in fine print, all
legitimate investments will include a disclaimer that there are no guarantees.
When the Bible speaks to these subjects it is in the form of principles
that are rooted in personal character. Yes, your financial results may
vary, but the wisdom is timeless.
1. Always tell the truth. (v.5)
"The righteous hates falsehood." How many get-rich-quick
schemes have been based upon false assumptions? How many sales
presentations have exaggerated or lied to close the deal? Lying may
result in a sale but when the truth is known everyone involved will be disappointed.
2. Do not pretend to be something you are not. (v.7)
Quite often the person who flaunts a wealthy image is a pretender. They
become so concerned how others perceive them that they behave foolishly.
It is form of lying. On the other hand, one whom God has blessed
with a degree of abundance should use discernment as a good and accountable
steward of what they have been given.
3. Be patient and take the long view. (v.11)
We live in a world that increasingly wants instant gratification. And, in
the area of money, the tendency is to get all you can and get it now.
That is the consistent thinking of the foolish. Wisdom takes the
long view and sees that a sustainable life is built by the decisions made day
by day. The question of good stewardship is what are we doing with what
the LORD has already provided? In the parable of the talents, part of the
rewarding phrase is "You have been faithful over little; I will set you
over much" (Matthew 25:21).
4. Listen to wise advice. (v.18)
A sure sign of a fool is that they reject wisdom. The results are poverty
and disgrace. One who heeds sound counsel and behaves accordingly is on
the opposite path.
5. Plan to impact future generations. (v.22)
No one takes their wealth with them. One day we will leave everything
behind. The foolish spend all they have on worthless and selfish
interests. The wise are thinking of how they can help others, even after
they are gone. A good steward is one who not only generous with their
income, but also is a good steward of their estate. This involves having
an updated will and an estate plan.
6. Learn to be content. (v.25)
Being diligent in our work and trusting God to provide for our needs are the basics.
Disciplining our wants is absolutely crucial. So, whether we have
plenty or in need, it is our character that is being put to the wisdom test.
The Apostle Paul wrote, "I have learned in whatever situation I am
to be content. I know how to be brought low, and I know how to
abound."
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